![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
Money, it's a gas
Oct. 24th, 2008 02:17 pmT's retirement plan sent him a statement today (that was calculated on the 1rst). Oh boy!
I tend to regard it as a bit of a roller coaster. The job market/ unemployment figures paint actual suffering.
Of course, my perspective is a bit skewed. I know a lot more people underemployed, unemployed or alienated from the job market, than I know retired people. Statistically, if I knew a complete cross-section of the US, that should not be true. And many if not most of the people around here retired from the Federal government, so they have a government pension.
I tend to regard it as a bit of a roller coaster. The job market/ unemployment figures paint actual suffering.
Of course, my perspective is a bit skewed. I know a lot more people underemployed, unemployed or alienated from the job market, than I know retired people. Statistically, if I knew a complete cross-section of the US, that should not be true. And many if not most of the people around here retired from the Federal government, so they have a government pension.
(no subject)
Oct. 22nd, 2008 05:39 pmI vacuumed the rug in the family room. I helped Emily make a pattern with her Perler beads (and then ironed the pattern).
I need to switch the vacuum to the narrow head (maybe this is called the wand?) for deep spaces and do the stairs.
Just when I was celebrating T's normal-ish schedule, he is going to try to make up three hours that he will miss on Thursday morning to deal with a contractor.
But it will be good to have the contractor work out of the way. First, we'll be able to use more of our house. Second, as the accountant, I hate needing to have the reserve ready at a moment's notice. Third, I don't like not knowing how much it will cost exactly!!
Tomorrow is the beginning of Emily's Spanish class through the PTA
I need to switch the vacuum to the narrow head (maybe this is called the wand?) for deep spaces and do the stairs.
Just when I was celebrating T's normal-ish schedule, he is going to try to make up three hours that he will miss on Thursday morning to deal with a contractor.
But it will be good to have the contractor work out of the way. First, we'll be able to use more of our house. Second, as the accountant, I hate needing to have the reserve ready at a moment's notice. Third, I don't like not knowing how much it will cost exactly!!
Tomorrow is the beginning of Emily's Spanish class through the PTA
Wrong again
Sep. 29th, 2008 06:03 pmSometimes I'm wrong. In this case, I was thinking earlier that the failure of one or two banks was not going to make a huge splash in the economy of the US. But it seems to be heading right into a domino situation, where the failure (or buyout/merger at low prices) seems to turn stress onto another bank to see if it can be forced down. The deposits are still insured and the branches are still open for the most part, but some CDs will be called early and fewer loans are available. Plus, of course, IT departments will be working overtime to consolidate two or more banks together.
More of the economy is threatened than Wall Street and the stock market. The mortgages are more of a issue. I am starting to see foreclosed properties for sale. I am starting to hear about parents (around here) being forced to move when their landlord was foreclosed on. I had been hearing that on the Intertubes for a while or people who had bought a house and were unable to sell their previous one. I guess my sister did well to sell her place and move in with her Mother-In-Law.
I'd rather not be wrong, but I'd rather say it. This is turning into a bigger problem in the economy. T and I may have to actually deal with it. Which is a bummer.
More of the economy is threatened than Wall Street and the stock market. The mortgages are more of a issue. I am starting to see foreclosed properties for sale. I am starting to hear about parents (around here) being forced to move when their landlord was foreclosed on. I had been hearing that on the Intertubes for a while or people who had bought a house and were unable to sell their previous one. I guess my sister did well to sell her place and move in with her Mother-In-Law.
I'd rather not be wrong, but I'd rather say it. This is turning into a bigger problem in the economy. T and I may have to actually deal with it. Which is a bummer.
Tag, you're it
Sep. 4th, 2008 10:33 amI noticed I had a tag that said "retirement". Since when have I had the time to think about retirement?? Must have been when T was home.
It's hard, mentally, to think about retirement when you're not working (or barely working). Let's just say that most of my work doesn't not entail a biweekly or monthly paycheck. And, speaking of a biweekly paycheck, my email notifications of what I am being paid for are about a week behind the direct deposit.
There are many, many important retirement papers I try to keep in order. At least, I know exactly which ones are missing. I think filing is on my agenda this morning.
It's hard, mentally, to think about retirement when you're not working (or barely working). Let's just say that most of my work doesn't not entail a biweekly or monthly paycheck. And, speaking of a biweekly paycheck, my email notifications of what I am being paid for are about a week behind the direct deposit.
There are many, many important retirement papers I try to keep in order. At least, I know exactly which ones are missing. I think filing is on my agenda this morning.
On vacation
Mar. 22nd, 2008 09:15 amEmily really prefers to have her whole day spent playing a fantasy game. That would be fine, if we didn't have to play along all the time. The EB has some last-minute shopping to do today.
T. Rowe Price sends a magazine 4 times a year (yes, I know that the word is quarterly). In this issue, there is an article about retirement savings for couples. Finally. If you read most personal finance articles about retirement, you wind up calculating for one person. You could calculate for each, but that is not the way real families do their money management. Plus, it is really misleading if one member makes much less than is actually possible to live on.
My sister's well-off in-laws invited us to Easter dinner with them at a very $$$$ restaurant, including Emily. So we better pack an entertainment bag.
T. Rowe Price sends a magazine 4 times a year (yes, I know that the word is quarterly). In this issue, there is an article about retirement savings for couples. Finally. If you read most personal finance articles about retirement, you wind up calculating for one person. You could calculate for each, but that is not the way real families do their money management. Plus, it is really misleading if one member makes much less than is actually possible to live on.
My sister's well-off in-laws invited us to Easter dinner with them at a very $$$$ restaurant, including Emily. So we better pack an entertainment bag.
